Besides bailout, House passed Credit Cardholders' Bill of Rights

We all know about the bailout bill ... lost in the storm of attention to it was the Credit Cardholder's Bill of Rights, sponsored by Carolyn Maloney (Democrat -New York, NY).
The House of Representatives passed, by a 312-112 margin, The Credit Cardholders Bill of Rights protecting consumers from unfair fees and interest charges on their credit cards.
Details on themiddleclass.org.
(Click here to see your representative's vote --all the noes were Republican, except one Democrat)
But note: only the house has passed this, so far. At least the New York Times chimed in, supporting the idea of the Senate's passing the bill. "The Fed [Federal Reserve] itself has described the credit card companies’ bag of tricks as 'deceptive'and 'anti-competitive.'"